RISK WARNING
All VCT, EIS, SEIS, and Business Relief qualifying investments are high risk and are not suitable for most clients. They are illiquid investments and Investors’ capital is at risk.

EIS for Schools Fee Planning

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Did you know that EIS can be used for School fees planning through the concept of rolling EIS investments? For example:

  • Year 1 you invest £100k in an EIS claiming £30k income tax relief which can be used to pay the fees.
  • Same again in years 2 and 3.
  • By year 4 hopefully some of the first year’s investments will start to mature and return capital which can be reinvested – this time giving £40k because of the investment growth and so the process goes on.

With capital gains tax, you will remember that you can defer capital gains incurred up to 3 years before investment. This can be used to gain additional years’ annual allowances, or to reorder losses and gains.