The Stellar AiM Inheritance Tax (IHT) Service is a simple estate planning solution. Capital is typically invested in a diversified portfolio of 40 companies which are quoted on the Alternative Investment Market (AiM). After two years the value of the portfolio qualifies for full relief from inheritance tax.
Stellar AiM IHT Service is available both direct and across a variety of Wrap Platforms, such as Standard Life and Transact.
The portfolio targets growth above the AiM Index and has a 12-year track record. Stellar have their own in-house AiM investment teamand have produced strong performance since the inception of the service.
The underlying investment mandate is around diversification and consistent returns whilst mitigating risk. The portfolio tends to focus on the larger end of the market and, as such, behaves much differently than other AIM portfolios in the market.
There are several other ways in which the service seeks to mitigate risk. Firstly, it provides a basket of largely equally weighted stocks, never exceeding 5% and hence reduces risk through overexposure to any one stock. Secondly, Stellar AiM IHT Service provides a good spread of up to 40 stocks with good diversification, again mitigating concentration risk.
A typical portfolio company will likely have the following characteristics:
Strong balance sheet;
Fair market valuation – i.e., not necessarily looking for undervalued stock
Quality of shareholder base
Easy-to-grasp, uncomplicated business model with relatively non-cyclical demand; and
Significant capital commitment from the management team
This is an evergreen service.
Stellar Asset Management Ltd was established in 2007 by former Directors of Close Brothers Investment Limited. Stellar focuses predominantly on BR qualifying investments, and today has approximately £330 million under management, spread across both AIM quoted companies and private businesses operating across a variety of asset-backed sectors. The Manager typically partners with third-party specialist/advisers to assist with the management of underlying assets and investments. Having been in operation for almost 13 years now, Stellar has a growing track of operation, and continues to grow organically in line with its AUM.
Fees charged to Investor (including VAT)
Fees charged to Investee Companies (including VAT)
Other Fee Information
0.25% +VAT Annual Admin Fee
Kuber Special Arrangements
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